If you were injured in an accident by an uninsured or underinsured driver, you can file a claim with your own insurance company to cover your medical bills if you have underinsured/uninsured motorist coverage. Sometimes, an injured person may have difficulty with his own insurance company when he needs to use the underinsured and uninsured motorist coverage. When this occurs, it can become a burden for the injured person to pay for his medical bills and out-of-pocket expenses. If you are concerned about the status of your insurance coverage or are having difficulty getting your insurance claim paid, the Atlanta personal injury attorneys at The Krause Law Firm can help you.

What is Underinsured & Uninsured Motorist Coverage?

According to Georgia law O.C.G.A. 33-7-11, underinsured and uninsured motorist coverage is part of the auto insurance policy that protects you if someone else is at fault for an accident and that person either doesn’t have insurance or doesn’t have enough insurance coverage to totally compensate you for your property damage and/or personal injuries. Under those circumstances, your underinsured/uninsured coverage would pay for your expenses that are not covered by the other person’s policy.

Legal Help when Injured by Underinsured & Uninsured Motorist

When we handle an underinsured/uninsured motorist case, we review the terms of our client’s insurance policy. We confirm the types of coverage included in the policy and explain to our clients all of their legal rights. We also investigate the insurance company’s actions to find out if it is acting in bad faith. If the insurance company is unfairly minimizing or denying payments to our clients, we will aggressively pursue legal action to rectify the situation.

Contact an Underinsured & Uninsured Motorist Lawyer

If you believe that you are being treated unfairly by your insurance company or have any questions about your underinsured/uninsured motorist claim, contact us at 404.835.8080. We provide free initial consultations in our Atlanta office. Our personal injury attorneys possess a thorough understanding of Georgia’s auto insurance laws. We will utilize that information to help you get the money you need. Dealing with the insurance company can be complicated and frustrating. There is no need to handle this on your own. We are here to protect you and your rights.